So are we. As long-term investors, we expect to experience multiple cycles of good times and bad times over the course of our investing lives. But when we look at history beyond a single lifetime, there are longer geopolitical cycles with sometimes sudden transitions. There are strong reasons to be especially concerned now.

In addition to our portfolios being globally diversified, we also offer a US Instability Protection Plan which we developed specifically to replace a portion of the bond allocation with a set of hedging strategies whose goal is to perform well under an extreme decline in U.S. stability. To learn more about the U.S. Instability Protection Plan feature and determine whether it is appropriate for you, please reach out to us.

Unlike some financial advisors, we never earn commissions based on where we invest your money. And because you will be supported directly by our Managing Partner, you can be confident that you're always getting a high level of expertise from someone who both knows you personally and understands your situation.

We believe that the best way to beat the market over the long term is to leverage the most advanced financial science in combination with low fees. Since it began in 2008, our sustainable Global Equity Portfolio — powered by Dimensional funds — has outperformed after fees relative to its MSCI All Country World Index benchmark (11/1/2008 - 3/31/2026).

Neither do we. That’s why our portfolios are ultra low carbon and we overweight the most sustainable companies in each industry sector. Unlike generic index funds, we exclude the owners of fossil fuel reserves, coal-fired power plants, and many other climate risky businesses.

While your investment choices alone may not have a measurable impact on the global climate, we strive to stop being part of the problem and instead participate in the solution.

Macroclimate utilizes patented tax-efficient core equity technology and continuously seeks to optimize tax loss harvesting in an attempt to reduce your investment and overall taxes. We also have expertise in optimizing after-tax returns from liquidity events such as IPOs.